Learn why more than 1,000,000+ Americans are currently taking advantage of a Health Cost Sharing Plan
1,000,000+ Americans In 2019  Can't Be Wrong About Healthcare Cost Sharing Plans... 
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Watch this special video now to see how a Cost Sharing Plan works. On the next page we have set up a special area so you can see  real time pricing  using our Share Price Calculator to find and choose a Monthly Share Amount that works best for you:  No Waiting.....Instant Pricing 
How Health Sharing Works?
Sharing is simple: each month pay your Monthly Share and Impact will match those funds to another member’s eligible medical expense. Then we’ll send the payment to the provider. If you have to visit a provider, have them send the bill to us and we’ll guide you on the next steps.
Who is it for?
No matter how healthy you are today, life happens. It’s more than likely that you, or someone you love, will have a health event that becomes a financial threat in your future. During those stressful times, it's good to know that there's a community of like-minded people who are coming together to create something better and kinder. A community helping you succeed in your time of need, big or small.

How much does it cost?
With over 500 unique price points, you'll be able to find an option that works best for you and your household’s budget! Plans start as low as $65 for individuals and $330 for families.
Healthcare that 
Works Better and Feels Better...
  • Annual Max - $500,000 per member
  • Lifetime Max - None
  • Per Incident Max - None, except for maternity and motorcycle accidents.*
  • ​Prescription Discounts - Impact has an industry-leading approach to prescriptions. We have partnered with an organization that brings you significant prescription discounts. Additionally, prescription medication expenses may be credited toward the PRA if they are not considered treatment for chronic conditions that were pre-existing when the member joined Impact.
  • Wellness/Preventative - Impact has followed the American Cancer Society’s recommendations for wellness/screening tests. See Guidelines for the exact details.
  • ​Maternity - Maternity  is eligible for sharing after the mother has been a member for 12 months.  Maternity is shared up to $150,000 for any single pregnancy event.
  • Network -  Impact Health Sharing has not contracted with a network of providers, which gives you the freedom of choosing any doctor or hospital as long as they meet the Guidelines requirements.
  • ​Negotiated Rates - Impact wants to make your membership the best experience it can for you. Because of this, you are not required to negotiate your own medical bills, Impact takes care of this for you.

No Open Enrollment..
Our Cost Sharing Healthcare Plan is available year round. There is no “Open Enrollment” period limiting when you can join and no qualifying events needed. We are here when you need us!
No Open Enrollment..
Our Cost Sharing Healthcare Plan is available year round. There is no “Open Enrollment” period limiting when you can join and no qualifying events needed. We are here when you need us!
Pre-Existing
Conditions (Pre-X)
Yes, we share in pre-existing conditions with restrictions.
 A Pre-Existing Medical Condition is eligible for sharing after the condition has gone 36 consecutive months without treatment or symptoms. 
Mental Health
Yes, mental health is eligible for sharing with limits, and teletherapy options are available. See Guidelines Section III. D. for more details. 
Mental Health
Yes, mental health is eligible for sharing with limits, and teletherapy options are available. See Guidelines Section III. D. for more details. 
Telehealth 
Sit in the comfort of your own home while getting the medical care you need. Telehealth is available at no additional cost to you, including no co-pays or consultation fees.

Need More PROOF?
Here's My Actual Estimate With 
The Health Sharing Plan...

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